About Shop Pay Installments

Installments

Shop Pay offers you the option to pay in full at checkout, or to split your purchase into regular payments with Shop Pay Installments, both online and in store. Installment options vary by store and can be used on orders over $50 USD, including discounts, shipping, and taxes.
 

Payment plans

Purchases between $50 USD to $17,500 USD are eligible for Shop Pay Installments, with options to:
 

Pay in 4 for purchases $50 to $999

• Interest-free payments every 2 weeks
• No impact to your credit score

Pay monthly for purchases $150 to $17,500

• 3, 6, or 12-month terms
• Rates from 0-36% APR
• No impact to your credit score to apply

Eligibility requirements and credit score

You must be over the age of 18, reside in the US, and be paying in USD to use Shop Pay Installments.

Your credit scores aren't impacted if your purchase is split into 4 bi-weekly payments using Shop Pay Installments. If your purchase is split into monthly payments, then your payments may be reported to a credit bureau.

Note: To use Shop Pay Installments you need a US shipping address.
 

Fees or penalties

For purchases split into 4 bi-weekly payments, there are no additional charges or interest rates applied. Purchases split into monthly payments may be subject to interest.

You can pay your balance off early without penalty.

There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Installments in the future.
 

Restricted items

There are some items that you can’t use Shop Pay Installments to purchase, including, but not limited to:

• Cash advances
• Illegal items and activities
• Weapons, including parts and accessories
• Narcotics
• Regulated products such as alcohol, tobacco, or drug paraphernalia
• Currency, including cryptocurrency
• PayPal, Venmo, and other money transfer services
• Loan and credit card payments

Disclosure

Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.

For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. 
Affirm is the originator and servicer of Shop Pay installments, but payments are managed in your Shop Pay account.

Shop now, pay with Klarna.

We’ve partnered with Klarna to give you a better shopping experience.

It’s smoooth and simple

Klarna helps you elevate your shopping game. When you choose Klarna at checkout, you’ll get the option to shop now and pay later for your purchase. It's shopping the way it should be. Effortless, safe and fun.

4 interest-free payments

Split your purchase into 4 payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time.

CA resident loans made or arranged pursuant to a California Financing Law license.

Monthly financing

Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant decision. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna app. Monthly financing products are offered by WebBank, member FDIC.

How to shop with Klarna

Add item(s) to your cart and head to the checkout.

Select Klarna at the checkout to pay as you like for your purchase.

Manage your orders and payments in the Klarna app.

The best way to shop.

See all of your purchases in one place, pay any open balances and much more in the Klarna app. You can also log into your Klarna account at https://app.klarna.com/login. If you need any help, our Customer Service is there for you.

Safe and secure.

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases.

We're always here to help!

Don’t see your question here? Check out Klarna’s full FAQ page. You can reach Klarna anytime at https://www.klarna.com/us/customer-service/ or by downloading the Klarna app.

What happens if I make a return?

If you need to return part or all of your order, Klarna will issue you with a new statement. Simply follow the retailer's return instructions and make sure to take note of the tracking number. Log into your Klarna account, select “report a return”, and we’ll pause your statement. As soon as the retailer has processed your return, we will send an adjusted invoice.

There's something wrong with my order. Do I still need to pay for it?

You do not need to pay for goods that are received damaged, broken, or defective. Follow the retailer’s dispute instructions and “report a problem” in your Klarna account to pause your statement until the issue is resolved. As soon as the retailer has registered your return, the refund will be processed within 5-7 business days.

I have not received my order. What happens to my statement?

You do not need to pay the statement until you have received your order. Contact the retailer for a delivery update, log into your Klarna account, and “report a problem” to pause your statement until you’ve received your order.

My statement is incorrect. What should I do?

If your statement does not match your order details, please contact the retailer directly to correct your statement. Log into your Klarna account and “report a problem” to pause your statement until the details have been corrected.

About Klarna

We’re on a mission to reshape shopping, by elevating the entire shopping experience from browsing to owning. We do this by giving you the benefits of convenience, perks and inspiration.

Founded in Stockholm, Sweden, Klarna is one of Europe's fastest-growing companies and a leading alternative payment provider. We have 5,000 employees across 45 countries, and are leading the way for alternative payments by serving 147 million consumers and 400,000+ retailer’s payment solutions.

https://www.klarna.com/international/about-us/

What is Klarna Financing and how does it work?

Financing allows you to spread the cost of your purchase for up to 36 months.

How to finance your purchase:

• Select the Financing option in the store’s checkout
• Choose your preferred timeline and interest rate
• Follow the steps to complete the application
• Get an instant approval decision
• Complete your purchase

You’ll receive an email with your payment plan when the store ships your order. Please note: A credit check will be performed when you apply for our Financing options.

Paypal Credit

Buy Now, Pay Later – 100% Interest-Free

PayPal Credit gives you the freedom to buy all the scooter you want today and pay it over 6 months with no interests. Approval is instant for customers who already have a PayPal account.

How to use PayPal Credit

Select PayPal as your payment method.

After going through Checkout and selecting PayPal as your payment method, you will be directed to PayPal website.

Apply for PayPal Credit

At PayPal confirmation page, look for PayPal Credit and click to apply. Get a credit decision in seconds!

Pay over 6 installments

If approved, shop instantly with PayPal Credit right from your PayPal account.

Why PayPal Credit?

Pay nothing today

Complete your order today.

Interest-Free

Up to 6 months interest-free. No hidden fees.

Flexible repayments

Flexible amount per month you pay for it is available. Be in control at all times.

No Maximum Spend

Buy your dream scooter today!

PayPal Credit FAQ

All you need is:

An account with PayPal

How to use PayPal Credit:

1. Select PayPal at the checkout.
2. Log into your PayPal account.
3. Click on “Apply Now” on the PayPal Credit banner.
4. Get approval on your order.
5. Confirm the delivery address.
6. Set your repayment schedule.

Fees & Interest:

1. PayPal Credit offers 6 months interest-free for purchases over $99.
2. If the balance, PayPal will apply interest based on the current Prime Rate. More info here.
3. There is no extra fees for setting up an account.

Repayments:

1. Flexible payments allow you to choose how much you want to pay each month.
2. There is a minimum monthly payment required. The minimum amount is set by PayPal Credit.

Approval:

1. Varla is not responsible for your approval.
2. Contact PayPal if you have any questions about your account.